loanDepot (NYSE:LDI) is set to give its latest quarterly earnings report on Tuesday, 2026-03-10. Here's what investors need to know before the announcement.

Analysts estimate that loanDepot will report an earnings per share (EPS) of $-0.04.

The market awaits loanDepot's announcement, with hopes high for news of surpassing estimates and providing upbeat guidance for the next quarter.

It's important for new investors to understand that guidance can be a significant driver of stock prices.

Past Earnings Performance

Last quarter the company beat EPS by $0.02, which was followed by a 3.77% increase in the share price the next day.

Here's a look at loanDepot's past performance and the resulting price change:

Quarter Q3 2025 Q2 2025 Q1 2025 Q4 2024
EPS Estimate -0.030 -0.030 -0.06 -0.01
EPS Actual -0.009 -0.048 -0.13 -0.14
Price Change % 3.770 -0.570 10.78 -8.70

eps graph

Stock Performance

Shares of loanDepot were trading at $1.77 as of March 06. Over the last 52-week period, shares are up 12.73%. Given that these returns are generally positive, long-term shareholders are likely bullish going into this earnings release.

Get to Know loanDepot Better

loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It also provides online mortgage loans for refinancing and home purchases. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.

Financial Insights: loanDepot

Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.

Revenue Growth: loanDepot's remarkable performance in 3 months is evident. As of 30 September, 2025, the company achieved an impressive revenue growth rate of 15.68%. This signifies a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.

Net Margin: loanDepot's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of -1.88%, the company may face hurdles in effective cost management.

Return on Equity (ROE): loanDepot's ROE lags behind industry averages, suggesting challenges in maximizing returns on equity capital. With an ROE of -1.84%, the company may face hurdles in achieving optimal financial performance.

Return on Assets (ROA): loanDepot's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of -0.08%, the company may face hurdles in achieving optimal financial returns.

Debt Management: loanDepot's debt-to-equity ratio surpasses industry norms, standing at 17.08. This suggests the company carries a substantial amount of debt, posing potential financial challenges.

To track all earnings releases for loanDepot visit their earnings calendar on our site.

This article was generated by Benzinga's automated content engine and reviewed by an editor.