Finance of America (NYSE:FOA) is set to give its latest quarterly earnings report on Tuesday, 2026-03-10. Here's what investors need to know before the announcement.

Analysts estimate that Finance of America will report an earnings per share (EPS) of $0.65.

Finance of America bulls will hope to hear the company announce they've not only beaten that estimate, but also to provide positive guidance, or forecasted growth, for the next quarter.

New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).

Earnings History Snapshot

In the previous earnings release, the company beat EPS by $0.66, leading to a 4.88% increase in the share price the following trading session.

Here's a look at Finance of America's past performance and the resulting price change:

Finance of America Share Price Analysis

Shares of Finance of America were trading at $17.68 as of March 06. Over the last 52-week period, shares are down 16.25%. Given that these returns are generally negative, long-term shareholders are likely unhappy going into this earnings release.

Discovering Finance of America: A Closer Look

Finance of America Companies Inc is a financial services holding company that, through its operating subsidiaries, is a modern retirement solutions platform that provides customers with access to a range of retirement offerings centered on the home. In addition, FoA offers capital markets and portfolio management capabilities to optimize the distribution of its originated loans to investors. It operates through two segments: Retirement Solutions and Portfolio Management. It generates the majority of its revenue from Retirement Solutions.

Unraveling the Financial Story of Finance of America

Market Capitalization Analysis: The company's market capitalization is below the industry average, suggesting that it is relatively smaller compared to peers. This could be due to various factors, including perceived growth potential or operational scale.

Revenue Growth: Finance of America's revenue growth over a period of 3 months has faced challenges. As of 30 September, 2025, the company experienced a revenue decline of approximately -82.88%. This indicates a decrease in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.

Net Margin: Finance of America's net margin falls below industry averages, indicating challenges in achieving strong profitability. With a net margin of -20.18%, the company may face hurdles in effective cost management.

Return on Equity (ROE): Finance of America's ROE is below industry standards, pointing towards difficulties in efficiently utilizing equity capital. With an ROE of -3.13%, the company may encounter challenges in delivering satisfactory returns for shareholders.

Return on Assets (ROA): Finance of America's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of -0.03%, the company may encounter challenges in delivering satisfactory returns from its assets.

Debt Management: Finance of America's debt-to-equity ratio is notably higher than the industry average. With a ratio of 106.21, the company relies more heavily on borrowed funds, indicating a higher level of financial risk.

To track all earnings releases for Finance of America visit their earnings calendar on our site.

This article was generated by Benzinga's automated content engine and reviewed by an editor.