Ripple launched an AI agent payment toolkit for the XRP Ledger on Wednesday as XRP (CRYPTO: XRP) ETFs pulled $7.44 million in net inflows on June 9.

Why Ripple Is Building Payment Rails For AI Agents On XRPL

The toolkit gives developers infrastructure to build agentic payment applications that settle transactions without manual approval loops, supporting x402-powered payments using both XRP and Ripple USD (CRYPTO: RLUSD), an open internet-native standard built around HTTP.

“AI agents are no longer a future state,” Ripple said. “They’re already paying for compute, settling invoices, navigating policy constraints, and completing transactions without a human in the loop.” 

Ripple argued most existing payment rails were designed for humans to initiate and approve transactions, leaving autonomous systems without the speed and predictability they need.

The race to build agentic payment infrastructure is already underway. Robinhood launched an initiative letting users experiment with AI agents trading equities, with crypto expansion planned. 

Additionally, MetaMask launched a non-custodial wallet designed for AI agents. Meanwhile, IC3 researchers from top universities pushed back this week, arguing AI agents will remain dependent on humans and underlying infrastructure regardless of wallet access.

XRP ETF Flows Turned Strongly Positive After June 3 Outflow

June 9 marked the strongest XRP ETF inflow day in June at $7.44 million, with Bitwise’s XRP ETF (NYSE:XRP) leading at $4.97 million and Franklin XRP ETF (NYSE:XRPZ) adding $2.48 million. 

Prior June sessions showed $4.13 million on June 1 and $3.83 million on June 4, with only June 3 printing a notable outflow of $5.34 million. Cumulative inflows since launch now stand at $1.43 billion.

XRP Chart Remains Bearish With Death Cross Active From November 2025

XRP is down 51.07% over the past 12 months with the full moving average stack pointed bearishly lower. 

The 20-day SMA at $1.25 sits below the 50-day SMA at $1.35, while the November 2025 death cross keeps the 50-day SMA below the 200-day SMA at $1.60. 

MACD sits below its signal line with a negative histogram, confirming upside momentum is fading.

Key overhead levels traders are watching include the 100-day SMA at $1.37 and the 200-day SMA at $1.60. The market carved a swing high in May followed by a swing low in June, a pattern consistent with a market still trying to build a base rather than trend higher.

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