Moomoo, a leading global investment and trading platform, today announced an expansion of its account funding capabilities through Visa, one of the world leaders in digital payments, and Checkout.com. Moomoo’s collaboration with Visa and Checkout.com now allows eligible users to make real-time* deposits through Apple Pay and Google Pay to invest in stocks, cryptocurrencies, ETFs and options and event contracts.

The collaboration expansion provides users with a fast and more convenient way to transfer funds into their Moomoo accounts and invest. By expanding beyond traditional bank transfer methods and business-hour limitations, eligible Moomoo users can deposit funds 24 hours a day, seven days a week and gain real-time* access to capital to provide flexibility when investment opportunities arise. Access to funds will be subject to funding availability.

Account Funding Fast and More Accessible

The enhanced deposit system leverages Visa's global payments network and Checkout.com's payment infrastructure to provide a streamlined funding experience within the Moomoo app. Users can select Apple Pay or Google Pay as their deposit method and complete transactions using an eligible debit card linked to their digital wallet, reducing the steps required to fund their account.

Key Features of Moomoo's Real-Time Deposits:

  • 24/7 real-time* account funding for eligible users
  • Support for deposits through Apple Pay and Google Pay
  • Streamlined payment process with eligible debit cards linked to users' digital wallets
  • Real-time account crediting designed to provide faster access to funds
  • Earn 3.6% APY on eligible uninvested cash, boosted to 8.1% APY for 2 months after activation. Allowing your cash position to grow while remaining available to invest immediately.**

     

Supporting an Around-the-Clock Investing Experience

The launch builds on Moomoo's broader efforts to provide sophisticated investors with greater access to markets beyond traditional trading hours. Moomoo currently supports 24/5 trading of eligible U.S. stocks and ETFs, while its expanding product ecosystem provides additional ways for investors to engage with markets around the clock.***

In recent months, Moomoo has continued to enhance its platform with new capabilities, including Web3 wallet integration, agentic investing through Moomoo API Skills and prediction markets through its partnership with Kalshi. Together with real-time account funding, these offerings provide investors with more ways to fund, manage and strategically deploy capital across an increasingly diverse range of opportunities.

As its platform evolves, Moomoo remains focused on delivering the market access, technology and professional-grade tools users need to invest with greater confidence, flexibility and control.

* Actual fund availability depends on receiving financial institution and region.

**Cash Sweep 3.6% APY is only for new users. Rate as of 9/18/26 and can change. Terms & conditions apply. After the promo, the rate is 0.03% without a paid subscription. For information about the Moomoo Cash Sweep Program, please see www.moomoo.com/us/support/topic4_222 for details of how the program works.

***Trading during Extended Hours Trading Sessions carries unique risks, such as greater price volatility, lower liquidity, wider bid/ask spreads, and less market visibility, and may not be appropriate for all investors. Moomoo Financial Inc. cannot guarantee that Extended Hours orders will be executed at the best price for any given security or that any such orders, including market orders, will be executed.