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Gradient Capital Advisors, LLC
Period ended Sep 30, 2026 · Latest filing Oct 21, 2026
These quarterly holdings are delayed and may not include all assets or short positions.
Values are from the reporting date, not current prices or purchase costs.
The same security may appear in multiple rows.
Source: SEC
Reported portfolio value
Quarter-end reported holdings; not current value or investment performance.
View reported values
- Sep 30, 2026: $433,025,873
More quarters will appear as history becomes available.
Top holdings
Top 10 at Sep 30, 2026. Matching entries are combined; security classes and options remain separate. Shares exclude principal amounts; option shares reflect the reported underlying amount.
View top holdings values
- ISHARES CORE S&P 500 ETF · ETF · 464287200 · shares: $39,785,892
- APPLE INC COM · Stock · 037833100 · shares: $22,950,940
- STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF · ETF · 78463X889 · shares: $15,307,059
- VANGUARD SHORT-TERM CORPORATE BOND ETF · ETF · 92206C409 · shares: $14,330,887
- DIMENSIONAL SHORT-DURATION FIXED INCOME ETF · ETF · 25434V864 · shares: $13,064,838
- DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF · ETF · 25434V583 · shares: $12,479,576
- SCHWAB INTERNATIONAL EQUITY ETF · ETF · 808524805 · shares: $11,445,720
- SCHWAB U.S. MID-CAP ETF · ETF · 808524508 · shares: $10,085,506
- ALPHABET INC CAP STK CL A · Stock · 02079K305 · shares: $9,177,458
- VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF · ETF · 922020805 · shares: $8,945,063
Reported holdings
179 reported entries| Issuer | Class | CUSIP | Type | Shares / principal | Reported value (USD) |
|---|---|---|---|---|---|
| ISHARES CORE S&P 500 ETF | ETF | 464287200 | — | 51,950 shares | $39,785,892 |
| APPLE INC COM | Stock | 037833100 | — | 68,918 shares | $22,950,940 |
| STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | — | 304,861 shares | $15,307,059 |
| VANGUARD SHORT-TERM CORPORATE BOND ETF | ETF | 92206C409 | — | 185,513 shares | $14,330,887 |
| DIMENSIONAL SHORT-DURATION FIXED INCOME ETF | ETF | 25434V864 | — | 281,134 shares | $13,064,838 |
| DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF | ETF | 25434V583 | — | 240,334 shares | $12,479,576 |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | — | 416,663 shares | $11,445,720 |
| SCHWAB U.S. MID-CAP ETF | ETF | 808524508 | — | 296,458 shares | $10,085,506 |
| ALPHABET INC CAP STK CL A | Stock | 02079K305 | — | 26,672 shares | $9,177,458 |
| VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 | — | 181,736 shares | $8,945,063 |
| DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF | ETF | 25434V732 | — | 225,037 shares | $8,938,450 |
| U.S. TARGETED VALUE PORTFOLIO: ETF CLASS SHARES | ETF | 25239Y162 | — | 132,485 shares | $8,802,327 |
| VANGUARD MORNINGSTAR LARGE-CAP ETF | ETF | 922908637 | — | 23,773 shares | $8,364,523 |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | — | 115,859 shares | $8,180,811 |
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | — | 256,606 shares | $7,698,185 |
| U.S. SMALL CAP VALUE PORTFOLIO: ETF CLASS SHARES | ETF | 25239Y170 | — | 205,225 shares | $7,689,777 |
| JPMORGAN CHASE & CO COM | Stock | 46625H100 | — | 22,427 shares | $7,419,399 |
| NVIDIA CORPORATION COM | Stock | 67066G104 | — | 32,009 shares | $7,310,314 |
| MICROSOFT CORP COM | Stock | 594918104 | — | 13,462 shares | $6,904,736 |
| DIMENSIONAL US MARKETWIDE VALUE ETF | ETF | 25434V724 | — | 121,587 shares | $6,687,274 |
| BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | — | 13,424 shares | $6,684,472 |
| JPMORGAN ULTRA-SHORT INCOME ETF | ETF | 46641Q837 | — | 111,130 shares | $5,597,618 |
| DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF | ETF | 25434V880 | — | 148,327 shares | $5,491,083 |
| DFA REAL ESTATE SECURITIES PORTFOLIO: ETF CLASS SHARES | ETF | 25239Y147 | — | 223,034 shares | $5,388,507 |
| DIMENSIONAL US LARGE CAP VALUE ETF | ETF | 25434V666 | — | 132,598 shares | $5,326,466 |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 | — | 149,170 shares | $4,852,501 |
| ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288646 | — | 93,438 shares | $4,786,829 |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 | — | 55,821 shares | $4,742,561 |
| VANGUARD S&P 500 ETF | ETF | 922908363 | — | 6,571 shares | $4,605,349 |
| TESLA INC COM | Stock | 88160R101 | — | 12,563 shares | $4,457,494 |
| META PLATFORMS INC CL A | Stock | 30303M102 | — | 5,889 shares | $4,270,291 |
| VANGUARD MORNINGSTAR MID-CAP ETF | ETF | 922908629 | — | 54,412 shares | $4,266,952 |
| ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 | — | 41,570 shares | $4,118,778 |
| SPDR GOLD SHARES | ETF | 78463V107 | — | 10,286 shares | $3,917,446 |
| DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF | ETF | 25434V781 | — | 89,998 shares | $3,896,030 |
| LAM RESEARCH CORP COM NEW | Stock | 512807306 | — | 11,852 shares | $3,893,489 |
| VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF | ETF | 922042676 | — | 88,124 shares | $3,747,016 |
| VANGUARD MORNINGSTAR GROWTH ETF | ETF | 922908736 | — | 40,822 shares | $3,678,459 |
| BROADCOM INC COM | Stock | 11135F101 | — | 10,460 shares | $3,673,302 |
| VANGUARD MORNINGSTAR SMALL-CAP ETF | ETF | 922908751 | — | 12,557 shares | $3,572,260 |
| AMERIPRISE FINL INC COM | Stock | 03076C106 | — | 5,876 shares | $2,893,168 |
| TAIWAN SEMICONDUCTOR MANUFACT SPONSORED ADS | ADR | 874039100 | — | 5,909 shares | $2,695,627 |
| CISCO SYS INC COM | Stock | 17275R102 | — | 24,289 shares | $2,614,192 |
| VANGUARD MORNINGSTAR VALUE ETF | ETF | 922908744 | — | 11,178 shares | $2,415,308 |
| AMAZON COM INC COM | Stock | 023135106 | — | 9,680 shares | $2,411,696 |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 | — | 3,895 shares | $2,382,805 |
| AVANTIS INTERNATIONAL SMALL CAP VALUE ETF | ETF | 025072802 | — | 20,844 shares | $2,279,938 |
| STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF | ETF | 78468R523 | — | 22,757 shares | $2,260,694 |
| DIMENSIONAL EMERGING CORE EQUITY MARKET ETF | ETF | 25434V302 | — | 56,029 shares | $2,202,511 |
| AVANTIS U.S. MID CAP EQUITY ETF | ETF | 025072125 | — | 28,416 shares | $2,166,162 |
| VANGUARD MORNINGSTAR SMALL-CAP VALUE ETF | ETF | 922908611 | — | 9,287 shares | $2,145,550 |
| SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST | ETF | 98149E303 | — | 26,048 shares | $2,140,607 |
| SCHWAB U.S. BROAD MARKET ETF | ETF | 808524102 | — | 68,536 shares | $2,008,790 |
| CHEVRON CORPORATION COM | Stock | 166764100 | — | 9,400 shares | $1,919,636 |
| BANK OF NY MELLON CORP COM | Stock | 064058100 | — | 13,160 shares | $1,903,331 |
| WP CAREY INC COM | REIT | 92936U109 | — | 27,267 shares | $1,762,276 |
| VANGUARD REAL ESTATE ETF | ETF | 922908553 | — | 19,152 shares | $1,716,635 |
| MICRON TECHNOLOGY INC COM | Stock | 595112103 | — | 1,583 shares | $1,686,388 |
| VANGUARD FTSE ALL-WORLD EX-US INDEX FUND | ETF | 922042775 | — | 19,981 shares | $1,657,843 |
| VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF | ETF | 922908769 | — | 4,156 shares | $1,555,451 |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 | — | 5,584 shares | $1,551,738 |
| ISHARES 0-3 MONTH TREASURY BOND ETF | ETF | 46436E718 | — | 14,794 shares | $1,489,436 |
| JOHNSON & JOHNSON COM | Stock | 478160104 | — | 5,452 shares | $1,443,250 |
| AVANTIS U.S. SMALL CAP VALUE ETF | ETF | 025072877 | — | 11,913 shares | $1,402,996 |
| SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | — | 40,145 shares | $1,309,938 |
| AMGEN INC COM | Stock | 031162100 | — | 3,104 shares | $1,308,320 |
| ISHARES SILVER TRUST | ETF | 46428Q109 | — | 22,785 shares | $1,242,037 |
| U.S. CORE EQUITY 2 PORTFOLIO: ETF CLASS SHARES | ETF | 25239Y212 | — | 27,337 shares | $1,215,129 |
| SCHWAB U.S. LARGE-CAP VALUE ETF | ETF | 808524409 | — | 36,137 shares | $1,203,736 |
| VANGUARD DIVIDEND APPRECIATION ETF | ETF | 921908844 | — | 4,702 shares | $1,097,134 |
| BANK OF AMER CORP COM | Stock | 060505104 | — | 19,514 shares | $1,062,120 |
| INVESCO QQQ TRUST SERIES I | ETF | 46090E103 | — | 1,356 shares | $1,002,922 |
| STATE STREET SPDR EURO STOXX 50 ETF | ETF | 78463X202 | — | 14,265 shares | $960,177 |
| ALPHABET INC CAP STK CL C | Stock | 02079K107 | — | 2,775 shares | $945,504 |
| INTEL CORP COM | Stock | 458140100 | — | 7,745 shares | $931,161 |
| QUALCOMM INC COM | Stock | 747525103 | — | 4,968 shares | $914,390 |
| STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF | ETF | 81369Y308 | — | 11,137 shares | $897,645 |
| LOCKHEED MARTIN CORP COM | Stock | 539830109 | — | 1,757 shares | $894,853 |
| VISA INC COM CL A | Stock | 92826C839 | — | 2,482 shares | $891,990 |
| SCHWAB U.S. REIT ETF | ETF | 808524847 | — | 39,899 shares | $879,374 |
| COSTCO WHOLESALE CORPORATION COM | Stock | 22160K105 | — | 963 shares | $876,575 |
| VANGUARD HEALTH CARE ETF | ETF | 92204A504 | — | 2,744 shares | $867,251 |
| CATERPILLAR INC COM | Stock | 149123101 | — | 1,040 shares | $843,147 |
| ISHARES CORE S&P SMALL CAP ETF | ETF | 464287804 | — | 6,135 shares | $834,552 |
| ISHARES IBONDS DEC 2032 TERM CORPORATE ETF | ETF | 46436E312 | — | 34,329 shares | $826,306 |
| VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 | — | 5,313 shares | $824,562 |
| ISHARES IBONDS DEC 2031 TERM CORPORATE ETF | ETF | 46436E486 | — | 40,801 shares | $818,468 |
| DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF | ETF | 25434V799 | — | 21,435 shares | $806,170 |
| ISHARES S&P 500 GROWTH ETF | ETF | 464287309 | — | 5,352 shares | $761,376 |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | — | 9,097 shares | $695,028 |
| SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 | — | 31,345 shares | $692,715 |
| DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF | ETF | 25434V203 | — | 16,179 shares | $670,296 |
| ISHARES IBONDS DEC 2030 TERM CORPORATE ETF | ETF | 46436E726 | — | 29,999 shares | $634,179 |
| EXXONMOBIL HOLDINGS CORP COM SHS | Stock | 30233Q108 | — | 3,776 shares | $614,528 |
| ISHARES CORE MSCI EAFE ETF | ETF | 46432F842 | — | 6,272 shares | $607,622 |
| ISHARES MSCI JAPAN VALUE ETF | ETF | 46435U374 | — | 12,012 shares | $582,702 |
| ISHARES S&P 500 VALUE ETF | ETF | 464287408 | — | 2,523 shares | $575,950 |
| STATE STREET SPDR S&P 500 ETF | ETF | 78462F103 | — | 752 shares | $573,498 |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | — | 9,619 shares | $570,486 |
| STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF | ETF | 78464A474 | — | 19,267 shares | $570,123 |