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Gradient Capital Advisors, LLC
Period ended Sep 30, 2026 · Latest filing Oct 21, 2026
These quarterly holdings are delayed and may not include all assets or short positions.
Values are from the reporting date, not current prices or purchase costs.
The same security may appear in multiple rows.
Source: SEC
Reported portfolio value
Quarter-end reported holdings; not current value or investment performance.
View reported values
- Sep 30, 2026: $433,025,873
More quarters will appear as history becomes available.
Top holdings
Top 10 at Sep 30, 2026. Matching entries are combined; security classes and options remain separate. Shares exclude principal amounts; option shares reflect the reported underlying amount.
View top holdings values
- ISHARES CORE S&P 500 ETF · ETF · 464287200 · shares: $39,785,892
- APPLE INC COM · Stock · 037833100 · shares: $22,950,940
- STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF · ETF · 78463X889 · shares: $15,307,059
- VANGUARD SHORT-TERM CORPORATE BOND ETF · ETF · 92206C409 · shares: $14,330,887
- DIMENSIONAL SHORT-DURATION FIXED INCOME ETF · ETF · 25434V864 · shares: $13,064,838
- DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF · ETF · 25434V583 · shares: $12,479,576
- SCHWAB INTERNATIONAL EQUITY ETF · ETF · 808524805 · shares: $11,445,720
- SCHWAB U.S. MID-CAP ETF · ETF · 808524508 · shares: $10,085,506
- ALPHABET INC CAP STK CL A · Stock · 02079K305 · shares: $9,177,458
- VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF · ETF · 922020805 · shares: $8,945,063
Reported holdings
179 reported entries| Issuer | Class | CUSIP | Type | Shares / principal | Reported value (USD) |
|---|---|---|---|---|---|
| HOME DEPOT INC COM | Stock | 437076102 | — | 1,990 shares | $566,135 |
| JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF | ETF | 46641Q654 | — | 10,859 shares | $549,031 |
| VANGUARD ULTRA-SHORT BOND ETF | ETF | 92203C303 | — | 11,051 shares | $547,577 |
| STATE STREET ENERGY SELECT SECTOR SPDR ETF | ETF | 81369Y506 | — | 8,784 shares | $540,201 |
| PALO ALTO NETWORKS INC COM | Stock | 697435105 | — | 1,355 shares | $538,355 |
| NETFLIX INC. COM | Stock | 64110L106 | — | 7,493 shares | $521,363 |
| SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | — | 14,123 shares | $514,795 |
| ISHARES MSCI EAFE ETF | ETF | 464287465 | — | 4,885 shares | $507,503 |
| SCHWAB US TIPS ETF | ETF | 808524870 | — | 20,053 shares | $503,932 |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 | — | 4,878 shares | $498,390 |
| BLACKSTONE INC COM | Stock | 09260D107 | — | 4,390 shares | $492,075 |
| ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 | — | 5,107 shares | $482,816 |
| AVANTIS U.S. LARGE CAP VALUE ETF | ETF | 025072349 | — | 5,327 shares | $481,740 |
| ISHARES IBONDS DEC 2034 TERM CORPORATE ETF | ETF | 46438G653 | — | 19,518 shares | $480,728 |
| ISHARES IBONDS DEC 2029 TERM CORPORATE ETF | ETF | 46436E205 | — | 21,086 shares | $478,441 |
| BLACKROCK INC COM | Stock | 09290D101 | — | 447 shares | $472,719 |
| FIRST EAGLE OVERSEAS EQUITY ETF | ETF | 75526L878 | — | 8,774 shares | $471,778 |
| ISHARES U.S. TECHNOLOGY ETF | ETF | 464287721 | — | 1,760 shares | $466,224 |
| WISDOMTREE U.S. TOTAL DIVIDEND FUND | ETF | 97717W109 | — | 4,774 shares | $445,987 |
| WELLS FARGO & CO COM | Stock | 949746101 | — | 5,354 shares | $428,581 |
| INVESCO S&P 500 LOW VOLATILITY ETF | ETF | 46138E354 | — | 6,014 shares | $424,047 |
| DIMENSIONAL U.S. EQUITY MARKET ETF | ETF | 25434V401 | — | 5,070 shares | $421,003 |
| STATE STREET SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF | ETF | 78464A805 | — | 4,560 shares | $419,794 |
| ISHARES IBONDS DEC 2033 TERM CORPORATE ETF | ETF | 46436E130 | — | 16,915 shares | $414,079 |
| DIMENSIONAL GLOBAL CREDIT ETF | ETF | 25434V567 | — | 7,960 shares | $413,177 |
| APPLIED MATLS INC COM | Stock | 038222105 | — | 802 shares | $410,127 |
| ISHARES CORE S&P MID-CAP ETF | ETF | 464287507 | — | 5,460 shares | $392,821 |
| BOEING CO COM | Stock | 097023105 | — | 2,110 shares | $392,621 |
| INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF | ETF | 46138J411 | — | 19,704 shares | $391,944 |
| STARBUCKS CORP COM | Stock | 855244109 | — | 4,103 shares | $385,496 |
| ABBVIE INC COM | Stock | 00287Y109 | — | 1,462 shares | $382,529 |
| INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 | — | 1,731 shares | $380,646 |
| STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF | ETF | 81369Y803 | — | 1,868 shares | $365,661 |
| STATE STREET FINANCIAL SELECT SECTOR SPDR ETF | ETF | 81369Y605 | — | 6,449 shares | $344,372 |
| CROWDSTRIKE HLDGS INC CL A | Stock | 22788C105 | — | 1,298 shares | $343,646 |
| PALANTIR TECHNOLOGIES INC CL A | Stock | 69608A108 | — | 1,824 shares | $341,179 |
| FT VEST LADDERED BUFFER ETF | ETF | 33740F755 | — | 8,684 shares | $325,389 |
| INTUIT COM | Stock | 461202103 | — | 1,168 shares | $321,893 |
| FIRST EAGLE GLOBAL EQUITY ETF | ETF | 75526L886 | — | 6,274 shares | $314,892 |
| ISHARES IBONDS DEC 2027 TERM CORPORATE ETF | ETF | 46435UAA9 | — | 13,020 shares | $314,042 |
| GOLDMAN SACHS GROUP INC COM | Stock | 38141G104 | — | 336 shares | $302,589 |
| DISNEY WALT CO COM | Stock | 254687106 | — | 2,871 shares | $301,168 |
| ISHARES IBONDS DEC 2026 TERM CORPORATE ETF | ETF | 46435GAA0 | — | 12,312 shares | $298,443 |
| REGENERON PHARMACEUTICALS COM | Stock | 75886F107 | — | 384 shares | $291,176 |
| WALMART INC COM | Stock | 931142103 | — | 2,802 shares | $291,167 |
| CITIZENS FINL GROUP INC COM | Stock | 174610105 | — | 4,543 shares | $289,662 |
| ORACLE CORP COM | Stock | 68389X105 | — | 2,106 shares | $289,205 |
| PGIM GLOBAL HIGH YIELD FD FORM COM | CEF | 69346J106 | — | 25,764 shares | $283,919 |
| SCHWAB SHORT-TERM US TREASURY ETF | ETF | 808524862 | — | 11,860 shares | $282,982 |
| ISHARES MICRO-CAP ETF | ETF | 464288869 | — | 1,510 shares | $279,048 |
| FEDEX CORP COM | Stock | 31428X106 | — | 961 shares | $273,971 |
| DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF | ETF | 25434V633 | — | 5,656 shares | $269,622 |
| ISHARES SELECT U.S. REIT ETF | ETF | 464287564 | — | 4,120 shares | $259,148 |
| PROCTER & GAMBLE CO COM | Stock | 742718109 | — | 1,781 shares | $258,811 |
| VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | ETF | 921946794 | — | 2,543 shares | $257,174 |
| STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF | ETF | 78468R408 | — | 10,460 shares | $253,655 |
| STATE STREET SPDR S&P REGIONAL BANKING ETF | ETF | 78464A698 | — | 3,629 shares | $251,990 |
| GE VERNOVA INC COM | Stock | 36828A101 | — | 262 shares | $249,028 |
| ISHARES BITCOIN TRUST ETF | ETF | 46438F101 | — | 5,258 shares | $248,899 |
| NEWMONT CORP COM | Stock | 651639106 | — | 2,144 shares | $247,236 |
| RTX CORPORATION COM | Stock | 75513E101 | — | 1,326 shares | $246,172 |
| DIMENSIONAL US CORE EQUITY MARKET ETF | ETF | 25434V104 | — | 4,676 shares | $244,835 |
| STATE STREET SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST | ETF | 78467X109 | — | 475 shares | $241,765 |
| ISHARES IBONDS DEC 2028 TERM CORPORATE ETF | ETF | 46435U515 | — | 9,532 shares | $237,919 |
| DEERE & CO COM | Stock | 244199105 | — | 350 shares | $235,043 |
| MARRIOTT INTL INC NEW CL A | Stock | 571903202 | — | 638 shares | $226,917 |
| AMERICAN EXPRESS CO COM | Stock | 025816109 | — | 744 shares | $226,299 |
| MERCK & CO INC COM | Stock | 58933Y105 | — | 1,553 shares | $225,666 |
| PFIZER INC COM | Stock | 717081103 | — | 7,912 shares | $225,662 |
| ACCENTURE PLC IRELAND SHS CLASS A | Stock | G1151C101 | — | 1,177 shares | $215,826 |
| ISHARES TIPS BOND ETF | ETF | 464287176 | — | 2,070 shares | $215,363 |
| ISHARES IBONDS DEC 2035 TERM CORPORATE ETF | ETF | 46438G372 | — | 8,733 shares | $210,203 |
| ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464288638 | — | 4,141 shares | $208,499 |
| YUM BRANDS INC COM | Stock | 988498101 | — | 1,525 shares | $207,919 |
| JPMORGAN SHORT DURATION CORE PLUS ETF | ETF | 46641Q274 | — | 4,478 shares | $205,898 |
| ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | — | 2,061 shares | $205,501 |
| INVESCO BULLETSHARES 2029 CORPORATE BOND ETF | ETF | 46138J577 | — | 10,448 shares | $190,154 |
| MINDWALK HOLDINGS CORP COM | Stock | 602687105 | — | 26,551 shares | $35,180 |
| UR-ENERGY INC COM | Stock | 91688R108 | — | 10,000 shares | $10,800 |